Cloud-Based Microfinance Software in Kolkata & NBFC Core Banking System
India’s leading, battle-tested ERP platform tailored for Microfinance Institutions (MFIs), NBFCs, Nidhi Companies, NGO-MFIs, and Cooperative Credit Societies. Automate doorstep daily & weekly loan collections, empower loan officers with our offline Android app, generate instant Bluetooth thermal receipts, and eliminate bad debts with real-time NPA tracking. Implemented on-site by our Kolkata-region team across West Bengal.
Why Financial Leaders Choose Claban Microfinance Software
Traditional desktop software and slow Excel spreadsheets cause data leaks, delayed collections, and calculation errors. Claban FinTech Cloud gives you unmatched control and automation.
10x Faster Field Collections
Loan officers collect EMIs in under 5 seconds with barcode scanning, auto-calculated interest, and instant Bluetooth receipt printing right at the borrower’s doorstep.
Zero Cash Leakage & Fraud
Live GPS tracking, biometric and OTP verification, and automated End-of-Day cash reconciliation make unauthorized adjustments and field embezzlement impossible.
100% RBI & Tax Compliant
Automated PAR 30/60/90 NPA categorization, Credit Bureau reporting (Equifax/Experian/CRIF), Form VII, and single-click GST and balance sheet generation.
A to Z Comprehensive Enterprise Modules
Everything you need to run single or multi-branch microfinance operations seamlessly under one unified dashboard.
Member & Group (SHG/JLG) Management
Easily organize borrowers into Centers/Kendras and Groups (SHG/JLG). Capture borrower profiles, family details, income records, and live photos with built-in Aadhaar & voter ID verification.
Loan Origination & Disbursement (LOS)
Configure dynamic loan products: Daily, Weekly, Fortnightly, or Monthly. Supports Flat & Reducing interest calculations, auto processing fees, loan insurance, and instant direct bank disbursal.
Field Officer Android Mobile App
100% offline-ready collection app for rural areas with poor connectivity. Officers can collect installments, view center dues, and sync instantly to the cloud whenever internet is restored.
Bluetooth Thermal Printer Integration
Connect seamlessly with any 2-inch or 3-inch Bluetooth thermal printer. Print tamper-proof payment slips on the spot with institution logo, barcode, timestamp, and remaining principal balance.
NPA Management & Risk Control
Automated Portfolio at Risk (PAR) calculation for 30, 60, 90+ days overdue. Automatic penalty fee addition, defaulter alerts, recovery officer assignment, and automated reminder broadcasts.
Core Accounting & Automatic Ledgers
Every collection, loan disbursal, or expense immediately updates your Cashbook, Daybook, Bank Ledger, and Trial Balance. Generate instant Balance Sheets and P&L Statements anytime.
Savings, Pigmy (Daily Deposit), RD & FD
Comprehensive deposit management for Cooperative & Nidhi societies. Handle compulsory savings, flexible daily pigmy deposit collection, Recurring Deposits (RD), and Fixed Deposits (FD).
Multi-Branch & Hierarchy Management
Manage Head Office (HO), Regional Offices, and 100+ Branches under one master login. Set granular permission matrix for Directors, Branch Managers, Cashiers, and Loan Officers.
UPI QR & Digital Repayments
Empower borrowers to pay dues digitally through Google Pay, PhonePe, Paytm, or BHIM UPI using unique dynamic QR codes, directly updating the core ledger in real time.
Doorstep Microfinance Collection Made Effortless
Equip your field collection agents with our cutting-edge Android app. Even in deep rural villages with zero mobile network, agents can complete morning center meetings, print thermal slips, and maintain complete transparency.
How Claban Microfinance Software Compares
See why switching from legacy desktop solutions or Excel spreadsheets protects your capital and accelerates institutional growth.
| Feature / Capability | Claban FinTech Cloud | Old Desktop Software | Manual Excel Sheets |
|---|---|---|---|
| Cloud Access from Any Device | Yes (100% Cloud Anywhere) | Locked to 1 PC only | Scattered files |
| Android Field Officer Mobile App | Yes (Works 100% Offline) | Not Available | Not Available |
| Bluetooth Thermal Printer Receipts | Instant on Doorstep | Manual Paper Slips | Manual Receipts |
| Automated RBI & NPA Categorization | Real-time PAR 30/60/90 | Manual / Delayed | Prone to Human Error |
| Multi-Branch Real-time Consolidation | Centralized Live Sync | Nightly backup email | Impossible to scale |
| Automatic Daily Cloud Backups | 256-Bit Encrypted on AWS | Risk of Hard Drive Crash | High Risk of Data Loss |
| Instant SMS & WhatsApp Alerts | Automated to Borrowers | Expensive add-on | Manual WhatsApp |
| Dedicated FinTech Onboarding & Training | Full Staff Training & Support | Slow Email Support | None |
Video Testimonials From MFIs & NBFCs
Institutions across West Bengal and India run their daily collections, savings and compliance reporting on Claban. Watch them describe the switch in their own words.
Swipe to watch more client videos
Microfinance Software Company in Kolkata, Built for Field Operations
Our microfinance software practice is based in Bongaon, in the Kolkata region, and supports MFIs, NBFCs, Nidhi companies, SHG federations and cooperative credit societies across West Bengal. Implementation, historical data migration and staff training are delivered on-site by a team that works in Bengali, Hindi and English — so your field officers adopt the system from day one.
- Kolkata, Salt Lake & New Town
- Barasat, Barrackpore & Bongaon
- Howrah & Hooghly
- Nadia, Ranaghat & Krishnanagar
- Basirhat & North 24 Parganas
- Pan-India remote support
Why institutions in Kolkata choose Claban
Frequently Asked Questions About Microfinance Software in Kolkata
Everything institutions ask us about implementation, mobile hardware, security, migration and local support.
Schedule Your Free Live Microfinance Software Demo
Experience our software in action. Our FinTech product consultant will demonstrate the Web ERP, Android collection app, and report generator live, tailored to your institution’s loan products.
Request Live Demo
Fill out this quick form and our FinTech consultant will contact you within 30 minutes.
Ready to Modernize Your Microfinance Operations?
Join over 500+ financial institutions across Kolkata, West Bengal and India accelerating recoveries, eliminating fraud, and cutting operational costs with Claban Infotech.
